If you’re looking to purchase a car in the Palmyra area, you might feel overwhelmed by the number of dealerships in town. However, if you have bad credit or no credit, your shopping options are going to be more limited. Like most people with credit problems, you will probably need to find a loan to purchase your vehicle. Unfortunately, traditional dealerships do not typically offer loans to people with bad credit unless they have someone co-sign. But finding a co-signer is not always an option, and that’s where buy here pay here dealerships can provide the solution you’re looking for.
Buy here pay here dealerships work with customers who have less than perfect credit scores and provide financing in-house rather than through a bank or financial institution. This means that they have more flexibility when it comes to financing options, making it easier to get approved for an auto loan. Not all buy here pay here dealerships operate the same way, though, so it’s important to find the right one to best serve your needs.
How J.D. Byrider is Different
At our Palmyra J.D. Byrider car lot, we like to say we’re better than your standard buy here pay here dealership. That’s because we are committed to helping you drive home in a quality vehicle, while at the same time allowing you to rebuild your credit score.
We will make sure that we work within your budget to find the vehicle you need at a price you can afford. We also offer a flexible payment schedule to ensure that make your payments on time. You also have the option of scheduling automatic payments from your bank account to take the worry out of making your bi-weekly payments.
Unlike other dealerships, we report all your on-time payments to all three major credit bureaus, helping you improve your credit score. This could set you up for possibly getting better loan terms on future vehicle purchases.
Here are some other ways we stand apart from our competitors:
- Down payments as low as $0*
- Payments as low as $150 every two weeks**
- 92-point quality inspection***
- Serviced, computer-tested and reconditioned cars
- On-site service department
- A warranty or optional service contract
- Clean-title verified
- Low-cost oil changes
We know that you have a lot of different options when purchasing from a buy here pay here car lot in Palmyra, but at J.D. Byrider we will be by your side during the purchase of your vehicle. We will also be there to offer you support long after the sale, whether it’s to help you keep on top of your payments, or for any needed service your car needs until you’ve paid off your loan or you’re ready to trade-in.
We’ve served over 1.2 million customers in the more than 25 years we’ve been in business, so you know you can trust us to be there for you. So stop by and visit us the next time you’re on Main Street and let us help you get back behind the wheel of a dependable car.