When you are shopping for a car in the Palmyra area, you are probably feeling overwhelmed by the number of places to buy a car. However, depending on your financial situation, your options might be limited to shopping at buy here pay here dealerships. Today, most people need to rely on some type of financing when they buy cars, and your credit score will most likely determine the type of financing you qualify for.
Before you buy a car, it is very important to make sure you can afford to make your monthly payments on time and in full. Here are some tips to help you make sure you drive home in an affordable, safe, and good-quality vehicle:
1. Consider buying a used car.
New cars are often not worth the price. As soon as you drive off the lot, your new car depreciates about 9%. This is why most people find that buying used cars makes more sense. At many dealerships, you can find gently used cars with very low mileage for a reasonable price.
2. Ask for information about the car.
Make sure the car you’re interested in has a clean title and a good record on CARFAX. You will also want to find out if the dealership has reconditioned or repaired the car. Sometimes, cars are sold in as-in condition, meaning you might not know what you are getting until you drive away. For this reason, it is a good idea to have the car inspected before you make your purchase. A certified mechanic can check the engine and multiple parts of the car to make sure the vehicle is safe and reliable.
3. Test drive the car.
Until you get behind the wheel, you will not know whether the car feels comfortable for you. When you test drive, you should also look for any evidence of problems. Make sure the check engine light is turned off and the gas gauge works. Check the heat, air conditioning, lights, and stereo.
4. Find out the true cost of the car.
Remember, your car will ultimately cost you more than the sticker price. Cars need routine maintenance, gas, and repairs. Plan to replace the tires, battery, windshield wipers, and lights at least once over the vehicle’s lifetime. Other costs include insurance, parking, and interest on your car loan. Before you begin shopping, decide how much you can spend on a car per month. Do not make a purchase until you are certain you can afford the car.
5. Visit a buy here pay here dealership.
If you have been unable to qualify for financing at traditional dealerships or are looking for more options, you should visit a buy here pay here dealership like your Palmyra J.D. Byrider. Unlike traditional dealerships, we offer financing to many of our customers with bad credit or no credit.
Better Than a Buy Here Pay Here
At J.D. Byrider, we like to say we are better than a buy here pay here dealership. That’s because we go above and beyond to make sure you can afford your car before you drive away. When you come to our dealership, we will help you compare the hidden costs of the vehicles in our inventory that will impact the true cost of your car. For example, interest rates, gas mileage, and the cost of insurance can make a car more or less affordable.
For over 25 years, we have helped customers with bad credit or no credit finance affordable used cars. If you need a used car, consider making your Palmyra J.D. Byrider your first stop when you begin shopping. Click here to get started with our 60-second financing process. Someone from our Palmyra location will contact you to set up a time for you to come to the dealership, where we will thoroughly discuss your financing options and recommend some of the cars in our inventory to you.
We at J.D. Byrider understand that shopping for a used car can feel frustrating. That is why we have streamlined and simplified the approval process for financing. If you feel discouraged after being turned away from traditional dealerships, don’t lose hope. Contact J.D. Byrider in Palmyra today!